Live rates · 60+ lenders

Every loan, entered in the ledger before you sign a thing.

LMS Fintech compares home loans, loan-against-property and balance transfers across 60+ banks and NBFCs, then puts one advisor beside you from first document to disbursal — no chasing, no surprise clauses.

No impact on your credit score to check offers · Free for borrowers

Rate Ledger
Updated today
LMS
VERIFIED
Union Bank of India
HOME LOAN
7.15%
Canara Bank
HOME LOAN
7.20%
HDFC Bank
BALANCE TRANSFER
7.25%
Bajaj Housing Finance
LOAN AGAINST PROPERTY
8.10%
Loans disbursed to date ₹4,200 Cr+
60+
Bank & NBFC partners
₹4,200 Cr+
Loans disbursed
48 hrs*
Typical sanction time
4.3+
Average partner rating
The problem

Getting a loan approved is harder than it should be

Most borrowers don't lose on rate — they lose to guesswork about who'll approve them, silence after they apply, and a rate they later find out someone else got.

01

Approval anxiety

Which of 60+ lenders will actually say yes to your profile? We maintain direct lines into credit teams and know who's likely to approve before you apply.

02

Process opacity

Once you submit documents, most borrowers wait in the dark. Our tracker shows every stage in real time — no chasing your bank, no black box.

03

Rate regret

Rates move after you've signed. We stay on your file post-disbursal too, and flag when a balance transfer or repricing could lower your EMI.

Compare lenders

Rates from the banks and NBFCs we work with

A snapshot of current offers. Your actual rate depends on your profile, city and loan amount.

Lender
Rate range
LMS negotiated
Processing fee
Union Bank of India
7.15% – 9.10%
7.15%*
₹15,000 + GST
Canara Bank
7.20% – 9.35%
7.20%*
0.5% + GST
HDFC Bank
7.25% – 8.85%
7.25%*
0.5%, max ₹15,000
Bajaj Housing Finance
8.10% – 10.5%
8.10%*
Up to 1% + GST
State Bank of India
7.30% – 9.25%
7.30%*
₹10,000 + GST

*Indicative. T&C apply. Actual offers vary by lender eligibility criteria and applicant profile. Full list of 60+ lenders shown after eligibility check.

How it works

Application to sanction, ledgered in four steps

~1 min

Check your eligibility

Answer a few questions and see indicative offers across 60+ lenders instantly.

~10 min

Upload documents

Our document engine flags errors before submission, so lenders see a clean file the first time.

~24 hrs

Get a free profile review

A credit analyst checks your file and tells you honestly where you stand before it goes to the bank.

~48 hrs

Receive your sanction letter

Most clean files clear in 48 hours. You can track every stage from your dashboard.

One advisor, start to finish

A real person answers your loan questions — not a call centre queue

Message your advisor directly on WhatsApp or schedule a call. Same person handles your file from the first document to the day it's disbursed.

Rina Kapoor
Senior Loan Advisor, Pune
"Most of my clients aren't rate-shopping — they just want to know someone's actually looking at their file. That's the job."
Plan ahead

What will this actually cost you?

Estimate your EMI before you apply. Figures are indicative and depend on final lender terms.

Monthly EMI
₹39,517
Principal amount₹50,00,000
Total interest₹44,84,080
Total payable₹94,84,080
For DSAs & connectors

Close faster. Get paid in 48 hours.

Bring the client — we handle the lender network, the paperwork and the follow-up. You keep the relationship and the commission, tracked in your own dashboard.

900+
Active DSA partnerships
48 hrs
Payout time, vs 60–90 days elsewhere
4.3+
Average partner rating
100%
Client data stays with you
Find loan options near you

Local advisors who know your city's market

PuneMumbaiGurgaon NoidaBengaluruHyderabad AhmedabadLucknowChennaiThane

Find your rate in under a minute

No commitment. No pushy calls. Just a clear picture of your options, ledgered and verified.