About LMS Fintech

We built the ledger so approval isn't a guessing game

Most borrowers don't lose out because of the interest rate — they lose out because they don't know which lender will actually approve their file, they wait weeks for updates that never come, and they find out later that someone with an identical profile got a better deal. We built LMS Fintech to close that gap.

60+

Bank & NBFC partners

₹4,200 Cr+

Loans disbursed

48 hrs*

Typical sanction time

900+

Active DSA partners

What we do

A ledger, an advisor, and one file that moves

We compare home loans, loan-against-property, balance transfers and top-up loans across 60+ banks and NBFCs, and pair every applicant with a dedicated advisor at no cost to the borrower.

Compare, honestly

We maintain live, verified rates from our lender network and show you which banks are actually likely to approve your specific profile — not just the lowest advertised rate.

Advise, one person

A single advisor stays with your file from the first document to disbursal. No call-centre queue, no repeating your story to a new person each time you call.

Track, in the open

Every stage of your application — document review, credit check, sanction, disbursal — is visible on your dashboard in real time.

How we make money

Paid by the lender, not the borrower

LMS Fintech is paid a facilitation fee by the lending partner once a loan is disbursed — never by the borrower. This is disclosed upfront, and it doesn't change which lender we recommend: our advisors are measured on approval quality and client outcomes, not on steering clients to any one bank.

Our eligibility check, comparison and advisory services are free for anyone applying through LMS Fintech. Any fees charged directly by a lender — processing fee, legal fee, valuation fee — are disclosed by that lender separately and are not retained by us.

Our approach

What we won't do

—

No blind applications

We don't submit your file to a lender we don't believe will approve it — that just costs you a hard credit enquiry for nothing.

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No silent handoffs

Your advisor doesn't change midway through your application without telling you, and doesn't disappear once the sanction letter is issued.

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No hidden markup

The rate we quote is the rate the lender offers. We don't add a margin on top of the interest rate.

Talk to an advisor about your loan

Free eligibility check, no obligation to proceed.