Use a residential or commercial property you own as collateral for business expansion, education, medical needs or debt consolidation — without selling it.
*Indicative rates. Final terms depend on property valuation, title clarity, and applicant profile.
Residential or commercial property, self-owned, with clean title and approved building plan.
Applicable at the time of loan maturity, varies slightly by lender.
Salaried or self-employed, with 2–3 years of consistent income documentation.
Yes — most lenders in our network finance against both residential and commercial property, though the loan-to-value ratio is usually lower for commercial assets.
There's no end-use restriction with most LAP lenders — business expansion, education, medical costs, or consolidating other debt are all common uses.
Typically 5–7 working days once documents are submitted, depending on the lender's empanelled valuer and property location.
Free eligibility check, no obligation to proceed.
