This Privacy Policy explains how LMS Fintech Private Limited ("LMS Fintech," "we," "us") collects, uses and protects information when you use lmsfintech.com or apply for a loan through our platform.
Information we collect
- Contact details you submit through our forms (name, phone, email).
- Financial and employment information you provide during an eligibility check or loan application.
- Documents you upload for KYC, income verification, or property records.
- Technical information such as IP address, browser type, and pages visited, collected automatically for analytics and security.
How we use this information
- To check your eligibility and match you with relevant lending partners.
- To share your application, with your consent, with the banks and NBFCs in our network for the purpose of loan processing.
- To communicate with you about your application status.
- To improve our products and prevent fraud.
Sharing your information
We share your information with partner banks and NBFCs solely for the purpose of processing your loan application. We do not sell your personal information to third parties for marketing purposes. We may share information with regulators or law enforcement where required by law.
Data retention
We retain application data for as long as required to service your loan application and to meet our regulatory and record-keeping obligations under applicable Indian law.
Your rights
You may request access to, correction of, or deletion of your personal data, subject to our legal and regulatory retention obligations, by writing to privacy@lmsfintech.com.
Security
We use reasonable technical and organisational measures to protect your information, including encryption in transit and restricted access to sensitive documents.
Changes to this policy
We may update this policy from time to time. The latest version will always be available on this page.
Contact us
For privacy-related questions, write to privacy@lmsfintech.com or use the details on our Contact page.
Placeholder note for the site owner: have this policy reviewed by legal counsel before publishing, and update the effective date and specific retention periods to match your actual data practices. Remove this note once reviewed.